Overview of stock market

2024-12-08

In the current economic conditions, the interest rates should be going down, i.e. bond price should go up. Housing market and stock market is in a bubble state.

          House price is not affordable to local residents according to analysts

          Stocks are traded at very high PE.

          Economic conditions are under high wage which leads to higher product costs. Local products couldn’t compete with foreign products coming from countries with lower labor costs. The boosting minimum wages were originated by governments to catch up with higher living costs due to higher rents, higher house prices.

          Higher local product prices were somehow originated by speculation due to enormous amount of money printed by governments. They printing money for residents to afford rising living costs. However, product prices were going up to neutralize that. Now we are facing permanent problem with high local product costs, i.e. no more local jobs.

·         Printing money is an easier solution to make people calm than trying to bring the cost down such as house price, rents, and product prices. Government officials could vote to raise their salaries at anytime to adjust with inflation, but general population got stuck.

Those bubbles could be burst at anytime as cautioned by many analysts and investment guru out there.

Donald Trump wanted to raise tariff on importing products, which would make foreign product prices higher in USA, i.e. higher inflation. This however would create local jobs in USA, but higher inflation would trigger higher minimum wages that lead to higher local product prices, too. This would make US labor forces uncompetitive over the long run. Forever loop of troubles.

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2024-12-02

The current trend of the stock market is going up. However, legendary investor Warren Buffet, has sold lots of stocks in his portfolio and kept cash. This signals over-priced stocks or something unpleasant would come up in the near future.

The stock market could reverse its trend anytime and quickly as we witness in 2020 due to COVID-19 spread.

Hold some cash and select stocks that could weather the incoming financial storm.

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